[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.getto.cz\/kdo-pujci-podnikatelum\/#Article","mainEntityOfPage":"https:\/\/www.getto.cz\/kdo-pujci-podnikatelum\/","headline":"Kdo p\u016fj\u010d\u00ed podnikatel\u016fm?","name":"Kdo p\u016fj\u010d\u00ed podnikatel\u016fm?","description":"Soukrom\u00fd byznys sice m\u016f\u017ee vzkv\u00e9tat a p\u0159in\u00e1\u0161et sv\u00e9mu provozovateli docela hezk\u00e9 pen\u00edze, ale bohu\u017eel tomu m\u016f\u017ee b\u00fdt i p\u0159esn\u011b naopak. To znamen\u00e1, \u017ee se m\u016f\u017ee <a href=\"https:\/\/www.getto.cz\/kdo-pujci-podnikatelum\/\"> Read more&#8230;<\/a>","datePublished":"2020-10-24","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.getto.cz\/author\/#Person","name":"","url":"https:\/\/www.getto.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/eaa8d03c255e1a749937a03afe319562d500ac9ddac78a88a8e436c8d21c5e47?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/eaa8d03c255e1a749937a03afe319562d500ac9ddac78a88a8e436c8d21c5e47?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"getto.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.getto.cz\/wp-content\/uploads\/eura%20pen%C3%ADze_4.jpg","url":"https:\/\/www.getto.cz\/wp-content\/uploads\/eura%20pen%C3%ADze_4.jpg","height":0,"width":0},"url":"https:\/\/www.getto.cz\/kdo-pujci-podnikatelum\/","about":["Internet"],"wordCount":401,"articleBody":"     Soukrom\u00fd byznys sice m\u016f\u017ee vzkv\u00e9tat a p\u0159in\u00e1\u0161et sv\u00e9mu provozovateli docela hezk\u00e9 pen\u00edze, ale bohu\u017eel tomu m\u016f\u017ee b\u00fdt i p\u0159esn\u011b naopak. To znamen\u00e1, \u017ee se m\u016f\u017ee cokoliv zvrtnout a podnikatel to m\u016f\u017ee i v\u00edce ne\u017e nep\u0159\u00edjemn\u011b poc\u00edtit na svoj\u00ed pen\u011b\u017eence. A nejen na svoj\u00ed pen\u011b\u017eence \u2013 i cel\u00e1 jeho firma m\u016f\u017ee kv\u016fli nedostatku finan\u010dn\u00edch prost\u0159edk\u016f skom\u00edrat, ba i bankrotovat.Je to smutn\u00e9, ale je to tak. A kdy\u017e se n\u011bkter\u00fd z podnikatel\u016f do podobn\u00e9 situace dostane, mus\u00ed ji logicky co nejrychleji a co nejefektivn\u011bji vy\u0159e\u0161it. Proto\u017ee \u010d\u00edm v\u00edc probl\u00e9m\u016f takov\u00e9 podnik\u00e1n\u00ed prov\u00e1z\u00ed, t\u00edm v\u00edc dal\u0161\u00edch v souvislosti s t\u011bmito vznik\u00e1 a situace se m\u016f\u017ee st\u00e1t nakonec naprosto bezv\u00fdchodnou.Pokud pak nelze vyu\u017e\u00edt k p\u0159ekon\u00e1n\u00ed podobn\u00fdch probl\u00e9m\u016f vlastn\u00ed finan\u010dn\u00ed rezervy, nen\u00ed jin\u00e1 mo\u017enost ne\u017e si vz\u00edt p\u016fj\u010dku. A na\u0161t\u011bst\u00ed tu je podobn\u00fdch mo\u017enost\u00ed docela dost. Ov\u0161em nejednou pouze teoreticky.Teoreticky si u n\u00e1s ka\u017ed\u00fd z podnikatel\u016f v t\u00edsni snadno p\u016fj\u010d\u00ed, proto\u017ee je tu v nab\u00eddce p\u016fj\u010dek habad\u011bj. Ov\u0161em realita ani zdaleka tak dob\u0159e nevypad\u00e1. Jakmile m\u00e1 toti\u017e podnikatel nedostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy a nedob\u0159e vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, jakmile se tento nem\u016f\u017ee py\u0161nit ani sv\u00fdmi registry dlu\u017en\u00edk\u016f, je zle. V takov\u00e9 chv\u00edli daj\u00ed banky od podobn\u00e9ho \u017eadatele rad\u011bji preventivn\u011b ruce pry\u010d, nevyhov\u00ed mu. A jedinou mo\u017enost\u00ed, je\u017e potom je\u0161t\u011b n\u011bkomu takov\u00e9mu zbude, je hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu.Takov\u00e1 nebankovn\u00ed hypot\u00e9ka je toti\u017e finan\u010dn\u00edm produktem, u kter\u00e9ho nemus\u00ed hr\u00e1t ani \u017eadatelovy p\u0159\u00edjmy, ani z\u00e1znamy v registrech a dal\u0161\u00ed v\u011bci v\u00fdznamnou \u00falohu. U n\u00ed je z\u00e1sadn\u00ed, aby mohl d\u00e1t \u017eadatel do z\u00e1stavy nemovitost a aby m\u011bl aspo\u0148 takov\u00e9 p\u0159\u00edjmy, je\u017e jsou pot\u0159eba ke zvl\u00e1dnut\u00ed minim\u00e1ln\u00edch spl\u00e1tek. A kdo v tomto odstoj\u00ed, ten onu finan\u010dn\u00ed pomoc dostane. A pak u\u017e nic nebr\u00e1n\u00ed tomu, aby takto z\u00edskan\u00e9 pen\u00edze investoval do sv\u00e9 \u017eivnosti a zajistil si tak budouc\u00ed prosperitu.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo p\u016fj\u010d\u00ed podnikatel\u016fm?","item":"https:\/\/www.getto.cz\/kdo-pujci-podnikatelum\/#breadcrumbitem"}]}]